Louisiana is second in the nation and leads the southeast in credit card debt burden. Jeff Palermo spoke with an expert on what to do if you need help.

Cut 1 (30) “…I’m Jeff Palermo”

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Governor John Bel Edwards is set to be sworn in for a second-term on January 13th, but there will not be an inugurual ball that night because of a football game. Don Molino has more…

cut  2 (30) “…I’m Don Molino”    

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You might want to watch your spending limit on gifts this year, according to CreditCards-dot-com Louisianians have the second highest credit card debt burden in the nation.  CreditCards-dot-com analyst Ted Rossman says the typical Louisiana household carries $8,364 in credit card debt.

Cut 3 (06) “…your income.”

The report says Lousiana’s median annual household income is just $48,000, which is the fourth-lowest in the country. Rossman says when you don’t make that much money and you build up debt on a credit card, it’s hard to absolve debt. He says if you have a high credit card balance, get a zero balance transfer credit card.

Cut 4 (06) “…tremendous savings.”

He says another way to get out of debt is to dedicate 15% of your monthly income to paying off your and there’s a good chance you’ll be debt-free in a year and a half.

Cut 5 (10) “…every month”

New Mexico ranked first, West Virginia third, followed by Arkansas and Mississippi.

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32-year-old Mark Ebarb, a Dutchtown High teacher has turned himself into after being indicted on charges of Indecent Behavior with a Juvenile.

23^rd District Court spokesperson Tyler Cavalier says an investigation uncovered evidence that Ebarb had been sharing inappropriate messages and pictures with students for several years.

Cut 6 (07) “time frame”

The Advocate reports that Ebarb is a former Ascension Parish teacher of the year, and was in contention for the statewide award for 2014-2015.

The investigation began after police received a complaint about Ebarb’s behavior back in October, and  Cavalier says so far it appears the contact was not widespread.

Cut 7 (10) “…this time.”

The investigation was handled by the Ascension Parish Sheriff’s Office.

Cavalier says a conviction would surely end Mr. Ebarb’s career, and carry a hefty sentence.

Cut 8 (09) “…predator”

Ebarb remains employed, but a spokesperson for the school system says they are reviewing their options at this time.

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LSU remains second in the latest college football rankings, right behind Ohio State. The final rankings will be unveiled on Sunday. Tiger Rag Editor Ron Higgins says the Tigers can regain the top spot if LSU wins in the SEC Championship game and Ohio State doesn’t play well in the Big 10 title game…

Cut 9 (07) “…good debate.”

LSU faces Georgia in the SEC title game on Saturday, while Ohio State takes on Wisconsin in the Big 10 title game that night. If the top three doesn’t change when the new rankings come out on Sunday, then LSU will play defending national champion Clemson in the semi-finals. Higgins says that will be a tough game….

Cut 10 (08) “…great athletes”

If LSU is upset on Saturday, most college football analysts say the Tigers will still get into the four-team college football playoff. But Higgins says LSU does not want to back into the playoffs…

Cut 11 (09) “…this game.”

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Open enrollment for health insurance through the Affordable Care Act will close on December 15th. C-M-S administrator Seema Verma says if you need to change your current health plan or find a new one, time is running out

Cut 12 (08) “price deductible” 

Verma says the average premium for a benchmark health plan on the federal exchange will go down four-percent in 2020. But the Advocate newspaper published an article in October that says rates in Louisiana will go up an average of 10-percent next year.

Verma says when choosing a policy through health-care-dot-gov, you’ll notice the different plans have star ratings next to them

Cut 13 (07) “…decision making.”

Tickets for LSU’s appearance in the SEC Championship game are going for a pretty penny. Kevin Barnhart has the story.

Cut 1 (28) “…I’m Kevin Barnhart”

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West Monroe Police arrest an Arkansas man who allegedly shot up an elementary school Saturday in an attempt to force a confrontation with the authorities…

cut  2 (31) “…I’m Matt Doyle”    

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Tiger fans are Atlanta bound this Saturday as the Bayou Bengals take on the Georgia Bulldogs in the SEC Championship game.  StubHub spokesperson Erin Exum says over a thousand tickets are currently available with an average price of $567.

Cut 3 (07) “…less than $200.”

Tickets have been purchased in 47 states, but Exum says Bulldog fans will likely be prevalent in their home state.

Cut 4 (11) “…Saturday comes around.”

Exum says it is important to buy tickets from a reputable source and not a scalper outside of the venue on game day.

Cut 5 (11) “…game like this.”

The Tigers are a touchdown favorite to win on Saturday.

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An Arkansas man is under arrest after allegedly breaking into a West Monroe school Saturday and peppering the inside of the building with bullets in an effort to provoke a confrontation with police.  West Monroe Police Sgt. C.J. Beck describes the surveillance footage of Jeffery Smith’s 12 hours inside the school…

Cut 6 (13) “front door”

Beck says police found six bullet casings outside the school and a further 19 inside the building. Surveillance shows Smith randomly firing shots into the bathroom, and down the hall.

But the police never came because the school’s burglar alarm never went off…

Cut 7 (11) “…left.”

A maintenance worker arrived Sunday to find the school riddled with lead and called police with Smith long gone. Smith was eventually arrested Monday and Beck says Smith told detectives he was not targeting any of the children or teachers at Riverbend Elementary, but his motive is still unclear…

Cut 8 (06) “…police”

Beck was armed with a 9mm handgun.

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Today is Giving Tuesday, a day bringing attention to charitable donations.  President and CEO of the Greater Baton Rouge Food Bank Mike Manning says they have seen an increase in contributions in honor of Giving Tuesday.

Cut 9 (09) “…awareness about giving.”

Manning says Giving Tuesday is effective in increasing the awareness to those that may not be paying attention to the needs for contributions.

Cut 10 (08) “…advantage of that.”

Manning says with the holiday, kids are out of class, meaning they won’t be fed at school and they’ll need to find food somewhere.

Cut 11 (10) “…blessed they are.”

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Two men have lost their jobs with Livingston Parish Public Works after allegedly stealing guns from a home while they were supposed to be working. Livingston police chief Randy Dufrene says 37-year-old Kelby Henderson and 24-year-old Adam Church knew the homeowner was a gun collector

Cut 12 (11) “handicap child” 

Dufrene says they also used a parish vehicle to drive to the victim’s home and perform the break-ins. He says Henderson and Church broke into their co-worker’s home three times…

Cut 13 (11) “…gun collected.”

Dufrene says the stolen guns were found in Church’s vehicle’s and Henderson’s home. They were booked into the Livingston Parish Jail. He says the victim is shocked to find out who committed the thefts

Cut 14 (12) “…you know”